What happens when you lose your debit card in China
I realized last week, that the world does not revolve around me and bend to my every whim. Yes, traveling (especially internationally) does that, but having your livelihood stripped really forces you to level set. I can become SO disconnected with reality and privileged. It's a hard pill to swallow to admit that to yourself (and now with anyone reading this). I expect and assume that things will work out for me. That's not optimism, that's ego.
Where is all of this coming from? Well, I lost my debit card in Hong Kong last week right as I was about to head back to China. In a country that rarely accepts a credit card, that's a pretty big deal.
At first I was calm (with the help of wine), figuring that I'd be okay even though I had about $20 cash to my name. Then a day, and then two days, ticked by without a resolution. I eventually lost my composure, cried because Bank of China doesn't understand "Western Union" or "money wire", yelled at the "incompetent Bank of America agent", and told off the Visa rep because they couldn't get me help in Chinese.
To what end? I am not more powerful, important or privileged than thou. I could have all the money in the world in my bank account and it wouldn't help me. Although I believe that an emergency fund of savings is powerful tool for security and piece of mind, I learned that you can (and will) still be brought down. Turns out that God thought I needed a reminder - even if we manage ourselves well, prosperity holds no guarantees. Lesson learned.
P.S - got my replacement card this morning.
P.P.S - Sorry Mom and Dad.
P.P.P.S - Does anyone have a bank that can help you faster than one week when traveling overseas? Visa 911 was not helpful either.